These Terms of Use govern access to and use of the NS Partners website and the information made available through it.
1. Agreement
By accessing this website and any of its pages, you confirm that you have read, understood and accepted these terms of use. If you do not agree with them, please leave the website immediately.
NS Partners may amend these terms, restrict access to the website or terminate access at any time without prior notice. Users are encouraged to review this page whenever they access the website.
Access to and use of the website, as well as these terms, are governed by Swiss law. The place of jurisdiction is Geneva, Switzerland. Access may also be subject to laws applicable in the jurisdiction from which the website is accessed.
2. No offer, no advice
The information, products, data, services, tools and documents contained or described on this website are provided for information purposes only. They do not constitute advertising, a recommendation, an offer, a solicitation to buy or sell any financial instrument, or an invitation to enter into any transaction or legal relationship.
The financial products mentioned on the website may not be suitable for all investors. Before making any investment decision, investors should conduct their own analysis and obtain all necessary professional advice, including advice on legal, tax, regulatory and suitability matters.
Nothing on this website constitutes investment, legal, accounting or tax advice, nor a personal recommendation. NS Partners recommends that investors independently assess the financial risks and the legal, regulatory, credit, tax and accounting consequences of any investment decision with a professional adviser.
3. Local legal restrictions
The content of this website is not intended for use by, or distribution to, any person or entity in any jurisdiction where such use, distribution or publication would be contrary to applicable laws or regulations, or where an NS Partners entity does not hold the necessary registration, authorisation or licence.
Persons subject to such restrictions, whether due to nationality, residence or any other reason, must not access or use the website.
4. No warranty
NS Partners gives no warranty and makes no representation as to the accuracy, completeness, timeliness or availability of the content, the results obtained from using the website, or any third-party content accessible through it.
To the extent permitted by applicable law, NS Partners disclaims all express or implied warranties, including warranties of quality and fitness for a particular purpose. NS Partners does not warrant that the website or any content will be uninterrupted, error-free, corrected, secure or free of viruses or harmful components.
Users should maintain up-to-date browsers and antivirus protection and avoid opening emails or attachments from unknown or unexpected sources.
Market data, research, opinions and other financial information available through the website are obtained from sources believed to be reliable, but are provided “as is”. Opinions, estimates and projections are those of their authors at the date of publication and may change without notice.
5. No liability
To the maximum extent permitted by law, NS Partners, its directors, officers, employees, agents, subcontractors and partners disclaim liability for any direct or indirect loss or damage arising from the content, any third-party links or content, errors or omissions, use of the website, or inability to access or use the website.
NS Partners shall not be liable for loss of profits, revenue, business, goodwill, data, management time or for any incidental, special, indirect or consequential loss, even if advised of the possibility of such loss.
6. Third-party content
The website may contain information provided by third parties, including rating agencies or other data providers. Reproduction or distribution of third-party content is prohibited unless authorised by the relevant third party.
Third-party providers do not guarantee the accuracy, completeness, timeliness or availability of their information and are not responsible for errors, omissions or the results obtained from the use of such information.
Credit ratings are opinions, not statements of fact or recommendations to purchase, hold or sell securities. They do not address market value or suitability for investment purposes.
7. Material interests
Some entities of the NS Partners group, or clients of those entities, may hold positions in financial instruments or issuers discussed on the website, or may act as adviser to such issuers.
8. Performance
Past performance is not an indication of future performance. The value of investments can fluctuate and investors may not recover the amount invested. Foreign exchange movements may also affect investment values positively or negatively.
9. Monitoring
Actions performed while using this website may be recorded and analysed for purposes including security, marketing and system monitoring.
10. Links to third-party websites
Use of third-party links is at the user’s own discretion and risk. Third-party websites are not governed by the NS Partners data protection policy and NS Partners is not responsible for their content or privacy practices.
Users should read the terms of use and data protection policies of any third-party website before using it. Certain products and services of the NS Partners group may not be available to residents or citizens of certain countries.
Information page — NS Partners